Why I’m (mostly) excited about the Amex Platinum changes – Insurence Online

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Why I’m (mostly) excited about the Amex Platinum changes

October 17, 2025

Credit Cards Credit Scores

Why I’m (mostly) excited about the Amex Platinum changes

Before the refresh of American Express Platinum Card®, everyone (myself included) wondered whether the benefits would provide enough value to justify paying the card’s annual fee.

We knew the annual fee was going up. With premium travel credit cards, that seems to be standard operating procedure every few years. Would I have ever guessed I’d be paying $895 a year for a credit card when I got into this hobby-turned-profession over a decade ago? Definitely not.

But here I am, doing just that. Why? Because in my opinion, the new Amex Platinum Card changes have made it easier than ever to get more than enough value to offset the cost.

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By clicking submit, I authorize Insurence Online and its affiliated companies to: (1) use, sell, and share my information for marketing purposes, including cross-context behavioral advertising, as described in ourTerms of Service and Privacy Policy, (2) supplement the information that I provide with additional information lawfully obtained from other sources, like demographic data from public sources, interests inferred from web page views, or other data relevant to what might interest me, like past purchase or location data, (3) contact me or enable others to contact me by email with offers for goods and services from any category at the email address provided, and (4) retain my information while I am engaging with marketing messages that I receive and for a reasonable amount of time thereafter. I understand I can opt out at any time through an email that I receive, or by clicking here.