Why we like it: Chase Freedom Unlimited is another one of the best cash-back cards available today with great crossover value for travel rewards. Its minimum 1.5% back on every purchase (plus higher earnings in rewards categories) can be great for making sure you get the most out of every dollar you spend. When you’re ready to redeem, you can opt for cash rewards or use your rewards as Chase Ultimate Rewards points to book travel through Chase Travel.

If you have a Chase Sapphire Preferred Card or Chase Sapphire Reserve® in your wallet, you can also pool your points together and get the boosted redemption rates those cards offer. For example, say you earn $300 cash back in a year with your Chase Freedom Unlimited, or 30,000 points. You could transfer them to your Chase Sapphire Reserve account, which earns a redemption value up to 2 cents per point on select flights and hotels. Now, your original 30,000 points are worth up to $600 of travel.