Do You Need a Secured Credit Card? – Insurence Online

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Do You Need a Secured Credit Card?

Do You Need a Secured Credit Card?

We all know the benefits of credit cards and how they can make your credit score really soar. However, what do you do when your credit score isn’t very strong but you want to build it with credit cards? That’s where a secured card comes into play. They’re designed for people with poor credit (630 and lower typically) to help rebuild their credit. You put down a security deposit and have a lower limit to your card, and when you pay it off, your timely payments will be reported to the credit bureaus to hopefully help increase your score. Image via Upgraded Points.

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By clicking submit, I authorize Insurence Online and its affiliated companies to: (1) use, sell, and share my information for marketing purposes, including cross-context behavioral advertising, as described in ourTerms of Service and Privacy Policy, (2) supplement the information that I provide with additional information lawfully obtained from other sources, like demographic data from public sources, interests inferred from web page views, or other data relevant to what might interest me, like past purchase or location data, (3) contact me or enable others to contact me by email with offers for goods and services from any category at the email address provided, and (4) retain my information while I am engaging with marketing messages that I receive and for a reasonable amount of time thereafter. I understand I can opt out at any time through an email that I receive, or by clicking here.